Simple financial calculators
for India.
Calculate. Compare. Decide. — Free tax, investment, and loan calculators built for Indian users.
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Popular Calculators
Income Tax
Calculate your income tax liability for the current assessment year under both old and new tax regimes
Old vs New Regime
Compare your tax liability under the old and new tax regimes and find which one saves you more
Salary
Calculate your in-hand salary from CTC, including PF, professional tax and income tax deductions
SIP
Calculate returns on your Systematic Investment Plan with optional annual step-up
CAGR
Calculate the Compound Annual Growth Rate of your investment over any period
XIRR
Calculate the annualised return (XIRR) on investments with irregular cash flows
Home Loan EMI
Calculate your monthly home loan EMI, total interest and total repayment amount
FIRE
Calculate your Financial Independence number and when you can retire early
Rent vs Buy
Compare the real cost of renting vs buying a home in India, including stamp duty, opportunity cost, and property appreciation
Tax Optimizer
Get personalized tax saving suggestions — enter your income and investments to see how to maximize deductions
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Investment
Loans
General Finance
Knowledge Centre
Learn personal finance, taxes, and investing — the practical way.
New Tax Regime 2025 Explained: Slabs, Rebate, and Who Should Choose It
Everything you need to know about the new income tax regime under the Income Tax Act 2025 — slabs, Section 157 rebate, standard deduction, and when the old regime still makes sense.
SIP vs Lump Sum: Which Is Better for Mutual Fund Investment?
A data-driven comparison of SIP and lump sum investing in Indian mutual funds. When does each strategy win, and how to decide based on your situation.
Term Insurance in India: How Much Cover Do You Really Need?
A practical guide to buying term insurance — how to calculate the right cover, what riders matter, and the biggest mistakes to avoid.
FIRE Movement in India: Can You Really Retire at 40?
Financial Independence, Retire Early — is it realistic in India with 6% inflation and rising healthcare costs? A practical framework with real numbers.
How to Build an Emergency Fund: The Complete Indian Guide
Health Insurance in India: What to Look for Beyond the Premium
The Power of Compounding: Why Starting Early Beats Investing More
7 Home Loan Mistakes That Cost Indians Lakhs in Extra Interest
16+
Financial Calculators
AY 2026-27
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